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North Carolina homeowners face risks from severe weather events, making it crucial to know what your policy covers—and what it doesn't. Standard homeowners insurance typically includes coverage for fire, theft, and wind damage. However, certain…

Natural disasters can drastically alter your daily life and cause significant property damage. As extreme weather events become more frequent across the United States, especially in the coastal regions, the financial burden on homeowners continues…

In North Carolina, you may incur significant out-of-pocket costs if your car is totaled in an accident and the insurance payout isn't enough to cover the full value or remaining loan balance. Understanding all your rights and options,  including…

The short answer is: Yes. You should go to the hospital, or at least an urgent care center,  if you are involved in a car accident. Failure to do so not only might imperil your health but could also jeopardize the success of a personal…