How to Appeal a Denied Insurance Claim
Auto Claims
When your home suffers severe damage, you expect your home insurance provider to pay for repairs, minus the deductible. If they deny your claim, you have the right to appeal the decision. First, you must file a written appeal with your insurer,…
How Do I Negotiate with the Insurance Company After My Car Accident?
Auto Claims
To negotiate with the insurance company after your car accident, you must present a well-supported claim, understand your rights under North Carolina law, and communicate strategically and assertively. Insurance companies are not required to…
Should I Hire a Lawyer After a Car Accident That Wasn’t My Fault?
Auto Claims
If you were seriously injured in a crash that wasn't your fault, hiring an attorney is one of the most important steps you can take to protect your rights. Because North Carolina applies one of the nation's strictest negligence standards, even…
Do I Have to Pay Taxes on My Car Accident Settlement?
Auto Claims
Whether you owe taxes on your personal injury settlement depends on the type of damages you receive. At both the federal and North Carolina state levels, economic and non-economic damages from a car accident are generally not taxable. This…
What Happens If You Don’t Exchange Information After an Accident?
Auto Claims
In North Carolina, drivers involved in an accident are generally required by law to exchange information with other parties involved. Failure to exchange information without a valid reason can lead to legal consequences. However, certain circumstances…
When Should You Hire a Lawyer After a Car Accident?
Auto Claims
If you sustained serious injuries, liability is contested, multiple vehicles are involved, or the insurance company denies your claim, it is crucial to hire a North Carolina car accident lawyer as soon as possible following a collision. You…
Can You File a Police Report Days or More After an Accident?
Auto Claims
If a car accident in North Carolina results in injury, death, or property damage of $1,000 or more, state law requires that it be reported to law enforcement without delay. However, if you could not remain at the scene because, for example,…
What Not To Do After A Car Accident
Auto Claims
After a car accident in North Carolina, your actions—or inactions—can significantly impact your ability to recover compensation or defend yourself legally. North Carolina follows a strict contributory negligence rule, meaning that even…
What if Insurance Isn’t Enough to Pay for a Totaled Car?
Auto Claims
In North Carolina, you may incur significant out-of-pocket costs if your car is totaled in an accident and the insurance payout isn't enough to cover the full value or remaining loan balance. Understanding all your rights and options, including…
Should You Go to the Hospital After a Car Accident?
Auto Claims
The short answer is: Yes. You should go to the hospital, or at least an urgent care center, if you are involved in a car accident. Failure to do so not only might imperil your health but could also jeopardize the success of a personal…